Pay off purchases in your own time with our finance options! 


At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.


Buy what you want today, pay for it in four equal instalments, interest-free. Split your purchase into 4 equal instalments. Pay for your purchase over 4 instalments, due every two weeks. You’ll pay your first installment at the time of purchase, and the remainder over time.


Laybuy lets you pay off your purchases over 6 weeks, and you choose the date you pay your purchase. Simple, easy set up. You will pay your first installment at checkout and then there onwards you will pay on the date you choose.


Pay 10% upfront and the rest in 9 weekly automatic payments. That’s more leeway to pay than other payment plans. Pay each instalment on time and it won’t cost a cent more than the purchase price. If you miss a payment there’s a $10 fee, but we’ll send you a reminder to help keep you on track.


Apply in minutes for your Zip account online, via checkout or using our mobile app. Get it now, but spread your purchase across 4 equal fortnightly payments. Every purchase you make with Zip is interest free. Online or instore.